It's finally here. The moment where we're under 50k. Every moment, every sacrifice is going to pay off and I will shout from the rooftops when it happens. Here is our January financial roundup. If you're new here, let me get you up to date. We have been following Dave Ramsey's baby steps for a long dang time, but up until July of 2019, we did it "Dave-ish." Anyone who follows him knows what that means, but for those who don't, we didn't go all in. That is until last year. I was … [Read more...] about January Financial Roundup
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August Financial Roundup
Our debt free journey Every month I share our debt free journey numbers for a few different reasons. It keeps us accountable, focused, and hopefully inspires others in some shape or form. Here is our August financial roundup. You can read all about our journey from the start here. I knew I knew this month was going to be a challenge since I was flying to get my daughter to Sweden for her study abroad program and of course, Murphy hits again. It's like that old friend who never seems to … [Read more...] about August Financial Roundup
July Financial Roundup
Our debt free journey The month I've been waiting for. Can you guess what we did? What we sold? I'm sharing our July financial roundup for our debt free journey. Every month I share the amount of debt we paid off in hopes of not only inspiring others, but to keep us on track. Welcome to our open book policy ;) Monthly shares I talked last week about change that is happening to us and the move we're going to make in 10 months, so we got the truck sold. I'm just … [Read more...] about July Financial Roundup
Dave Ramsey Baby Steps | Week 7
a 7 week series Dave Ramsey Baby Steps. Step 7 Week 7 is here! This is a 7 week series in which I’m explaining Dave Ramsey’s Baby Steps. This is his last step. Need to Catch up? Step 1: Save a Starter Emergency Fund Step 2: Pay off all Debt except house Step 3: Save a fully funded Emergency Fund Step 4: Invest 15% of household income Step 5: Save for children's fund Step 6: Pay off your home You can keep up with our debt … [Read more...] about Dave Ramsey Baby Steps | Week 7
Dave Ramsey Baby Steps | Week 6
A 7 week series Dave Ramsey Baby Steps. Step 6 Week 6 is here! This is a 7 week series in which I’m explaining Dave Ramsey’s Baby Steps. These are the steps my own family is taking to rid ourselves of debt and live as freely as possible. NEED TO CATCH UP? You can read about step 1, step 2, step 3, step 4, & step 5 what are the baby steps? Print List Here Step 6 Now, we’re still on baby step 2, but that doesn’t mean I haven’t planned out our next … [Read more...] about Dave Ramsey Baby Steps | Week 6
Best Ways To Save On Your Monthly Budget
Real advice from real people I'm a big believer that people have the power to help other people. As much as I love learning all about all things finances from different experts, sometimes knowledge through other families is honestly where I learn the most. What are the best ways to save on your monthly budget? Learning how another mom of 4 tracks her spending, budgets for groceries, and how she saves on when the kids need yet another pair of shoes that fit is when I realize we know more … [Read more...] about Best Ways To Save On Your Monthly Budget
Dave Ramsey Baby Steps | Week 5
A 7 week series Dave Ramsey Baby Steps. A 7 week series explaining the iconic steps in a mom's perspective. You can do this. We are on to week 5 of the Dave Ramsey baby steps! Need to get caught up? You can read all about Week 1, Week 2, Week 3, & Week 4 here. What are the baby steps? Print List Here Step 5 As Dave states: "SAVE FOR YOUR CHILDREN’S COLLEGE FUND." "By this step, you've paid off all debts but the house and started saving for retirement. Now … [Read more...] about Dave Ramsey Baby Steps | Week 5
I Did The Math
How fast could we pay off this debt I've talked plenty about how much debt we currently owe, but I don't think I've shared how long it's going to take us. How fast, realistically, could we get this debt paid off? I did the math. I haven't done a Debt Free Roundup since May because I have a hard time just like you. I slip and mess up, I get back up, and start again. So many things have happened these past couple months (dental work, abroad tickets that needed to be purchased for college … [Read more...] about I Did The Math
Dave Ramsey Baby Steps | Week 4
a 7 week series Dave Ramsey Baby Steps. Step 4 Week 4 is already here! This is a 7 week series in which I'm explaining Dave Ramsey's Baby Steps. These are the steps my own family is taking to rid ourselves of debt and live as freely as possible. Need to catch up? You can read about step 1, step 2, & step 3 by clicking those links or the links below. Week 1-Step 1 STARTER EMERGENCY FUND Week 2 -Step 2 PAY OFF ALL DEBT (EXCEPT THE HOUSE) USING THE DEBT SNOWBALL Week … [Read more...] about Dave Ramsey Baby Steps | Week 4
Dave Ramsey Baby Steps | Week 3
a 7 week series We are on to week 3 of the Dave Ramsey baby steps! This is a 7 week series explaining his financial plan. *please note this post contains affiliate links. If a purchase is made through my link, I earn a small commission at no extra cost to you.* Week 1 Here is week one of the baby steps. Week 2 Week 2 can be found here. What are the baby steps? Print List Here step 3 Now, we're still on baby step 2, but that doesn't mean I haven't planned out our next goals which … [Read more...] about Dave Ramsey Baby Steps | Week 3
